The only thing in life that never changes is the fact that things change. Whether you’re older now and your kids are gone, or the sheer expense of owning a home is starting to feel unreasonable, downsizing from a house into an apartment might well number among the changes you’ll experience. If you’re thinking about downsizing, here are some things to look for when you go from owning to renting.

No Maintenance Required

One of the most favorable aspects of renting for most people is the freedom from the burden of maintenance. When you rent, if the plumbing backs up, you call the landlord or the property manager. Ditto if the roof leaks. On the other hand, if your mortgage is paid off and all you’re paying for is property taxes and maintenance, renting might be more expensive in the long run. For this reason, it’s important to do a cost/benefit analysis to make sure your decision is sound from a financial perspective.

Asking for Permission

If you make the decision to rent, there are a few lifestyle adjustments you’ll need to make to accommodate your new situation. For example, if you want to remodel your apartment, you’ll need to get permission from the property owner. Similarly, if you’d like to plant a flowerbed, or hang an herb box outside your kitchen window, you’ll want to look for a landlord who is amenable to changes.

Another thing to look for when you’re going from owning to renting is a community within which your values are shared. Ideally, everyone in the complex will have a similar sense of propriety respect for the sanctity of one another’s homes and understand the value of a peaceful environment. In other words, if you’re of retirement age, you’ll probably want to avoid moving into an apartment complex bristling with the manic activities of twenty-somethings.

You’ll also need to attend to your homeowner’s insurance policy. This is something many people who rent overlook, thinking the landlord’s insurance will cover losses they’ll incur if something happens to the building. The fact of the matter is the landlord’s coverage will only replace the building. Your possessions won’t be covered, so you’ll need renters insurance. To make sure you get a good deal, conduct a renters insurance comparison to find the most affordable coverage—always taking into consideration the current replacement value of your belongings.

One of the hardest things to do will be deciding what to take with you. If you’re moving from a three-bedroom house with a family room, study, dining room and living room you’re going to make some pretty hard choices about what to take and what to let go. Some of it will be obvious, but with less closet and storage space, a lot of your “stuff” will have to fall by the wayside. In many cases this will also mean letting go of some deep-seeded emotional attachments.

The best way to approach this is to take stock of your possessions and categorize them under the following headings; Gotta Have, Could Live Without, Replaceable and Family Pet. Seriously though, while everybody knows your dog Hunter gets to come along; do you really need to hold on to that 65-inch flat screen for a 1,200-square-foot apartment?

With a bit of planning and careful consideration, downsizing can be quite painless. It also holds the potential for an entirely new lifestyle. So rather than looking at it in terms of what you’re giving up, focus on what you’re gaining and the change will be much more enjoyable.

If you have a home business, it’s probably a foregone conclusion that you want to save money any way that you can, while still providing a top-notch product or service. The trick is to keep your overheard low by finding the best tools for the lowest price possible.

Well, as it turns out, the lowest price possible is called “free”, and what you’re about to see here are six awesome free Chrome extensions that are an indispensable part of any home business’ toolbox. Once you’re done enjoying these, check out more in the article “7 Killer Google Chrome Extensions for Your Business”.

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It never hurts to have a few free advantages to help bolster your home business

Stay Focused

When you work at home, there’s no boss looking over your shoulder (especially if you ARE the boss!). So it’s easy to innocently look up some item on the Internet, then get intrigued by a link in the article, which you click on, then follow another, and so on. Soon, that five minutes you were planning on spending looking up demographics in New England turns into two hours, and you end up staring at a selection of Azerbaijani pickle recipes.

Wasting time is detrimental to the home businessperson. Stay Focused helps cut your web time wasting habits by putting a cap on sites that you choose to limit your time checking out. Come up with your list, set the times you can spend on them, and you’re good to go. Call it an intervention, Chrome-style.

Yast

Do you charge clients by the hour? If so, this extension is for you. It helps you generate time sheets that you can imbed with comments, as well as color code. Don’t shortchange yourself anymore, while in turn showing your clients where the time went.

Google Calendar Checker

If you run a one-person business out of your home, then that means you’re the boss, the worker drone, the CFO, and the administrative assistant all rolled into one. In the latter case, that means keeping track of your appointments, where a missed meeting could adversely hurt your freelancer reputation. This app actually counts down the time until your next appointment, displaying it in your browser’s corner.

Full Contact

No, this isn’t a football app. Just set up your new account at fullcontact.com, install the extension that lets it access your Google account, and it will keep all of your contact lists synched with Google. Having your address book cleaned up and synched means fewer headaches down the road.

Xmarks Bookmark Sync

Although this article is geared specifically to Chrome users, many of us find ourselves sometimes using more than one browser, right? This extension actually synchs your bookmarks, passwords, user settings, and tabs among all of the browsers you use (e.g. Explorer, Safari, Firefox), whether they’re all on one computer or on several systems. Anyone who has had to juggle multiple browsers and try to remember what settings each has will find this extension invaluable, not to mention sanity-saving.

Mighty Text

So we’ve already helped people who need to keep multiple browsers organized, but what about something for the home business professionals who have multiple devices, like, for instance, a laptop and an Android smart phone? How about a goodie for them? Mighty Text helps you during those times when you’re working at your laptop, desktop, or tablet, when suddenly a text comes through on your smart phone, wherever the blasted thing ended up. With Mighty Text, all of your Android’s text messages, both the ones sent and received, show up in Chrome. The app synchs not only those messages, it also handles videos and images as well. Finally, if that phone’s battery is getting low, you’ll be notified about that as well.

Running a home business means having every advantage you can get your hands on. The above six are a good place to start. If you want some more tips on working from home, especially if Stay Focused was of particular interest to you, then check out “Working Smarter: How to Utilize Your Time Online When You Work From Home”.

John Terra has been a freelance writer since 1985. He admits to getting side-tracked during web searches way more often than he should.

Ah, the perks of being your own boss. You can come and go as you please, work from the comfort of home, and you need only answer to yourself. Sounds like a sweet deal, right? Admittedly, there are some definite pros to self-employment–but there is a down side too. Not only do you miss out on benefits like a pension or a paid vacation, but you are also out of luck when it comes to an employee health insurance plan.

How, then, can you protect yourself against monolithic medical bills?

guy-bubble-wrapWhile you may be tempted to swath yourself in bubble wrap or a comfy layer of Nerf, this is hardly practical. Bubble wrap makes you sweat and, well, Nerf gets heavy when it’s wet. Why not investigate your available health care options, instead?

Do you qualify for Medicaid?

If you are under the age of 65 and earn what is considered to be a low income, you may qualify for Medicaid. And, thanks to Obamacare’s Medicaid reforms, many states have expanded their program to include more people. To see if you qualify, visit the U.S. Centers for Medicare and Medicaid’s “Qualifying for Medicaid Coverage” link.

Are you eligible for a subsidy?

Under the Affordable Health Care Act, you may qualify for tax credits that will greatly subsidize your health care coverage premiums. If you earn between 100% and 400% of the Federal Poverty Level–meaning your income is between roughly $10,000 and $40,000 annually–you may be eligible for substantial savings. To calculate your subsidy, visit the Henry J. Kaiser Family Foundation’s “Subsidy Calculator.”

Can you get Group Insurance?

Some professional organizations, unions, and guilds offer group health insurance at affordable rates. If you are a member of The Freelancers Union, The National Writers Union, the Author’s Guild, Media Bistro, the Graphic Artists Guild, The Actors Fund, or another freelancing collective, you may wish to see if they offer any form of health coverage.

What can you find on the Marketplace?

The Marketplaces or “Exchanges” offer one-stop shopping to anyone seeking a health insurance plan. It is a great place to compare not just prices, but also policy features. It is important, after all, to ensure that you select the most appropriate type of coverage for you and your family’s needs. “5 Questions to Ask Before Getting an Individual Health Insurance Plan” lists several important considerations, including the amount of the deductible and co-pays, what medications are covered, and whether or not your physician is an approved network member.

Are you under 26 years old?

There is good news for young and budding freelancers. If you are under the age of twenty-six, you are able to stay on your parents’ insurance policy. This can save you a fortune in premiums. Just be sure to check with the provider to find out exactly what kind of coverage is included.

What private plans are out there?

You could also opt to purchase your own plan through a private health care insurer. In this case, you will have to choose between a “Fee For Service” or a “Managed Care” plan. The former requires that you pay a yearly deductible and, in many cases, a co-pay–but you can see the doctor of your choice. The latter involves using only the services of a doctor that is a member of the company’s approved network of physicians.

Have you considered disability insurance?

Remember, that an unexpected illness or accident can lead to more than just medical expenses. If missing your paycheque for even a short period of time would be disastrous, you may want to look into disability insurance as well. As “Why Disability Insurance is a Must for Freelancers” warns, “disability insurance helps you avoid that undue extra stress that can come as a result of the financial hardships that often follow some kind of unforeseen health emergency.” It can pay your bills, your mortgage payment, and put food on the table while you recuperate.

Stop lamenting the fact that you do not have an employee health insurance plan and return to rejoicing over the many perks you do enjoy. You don’t have to call in sick, you do not need to follow a dress code, and, yes, you can schedule your breaks around your favorite shows. Thanks to Obamacare, you are now blessed with a myriad of health insurance options. And stop collecting bubble wrap.

What do you think of the changes ushered in by the Affordable Health Care Act? Why?

Kimberley Laws is a freelance writer, avid blogger, and, thankfully, her own boss. You can follow her at The Embiggens Project and Searching for Barry Weiss.

Whether you’re self-employed or you’ve been entrusted with company data while working from home, information management and data integration should be on your mind constantly. Without the benefit of a sophisticated office, you must turn your home office into a complete data management center.

There was a time when this would have included a huge volume of paper stacked in filing cabinets and backed up for redundancy in a room somewhere filled with banker’s boxes. Luckily, it’s more plausible than ever to manage large amounts of sensitive data from home and by yourself. You’ll need the right software, a good strategy, and the discipline to perform regular backups. But once you’re on track, you can rest assured that your company’s information is safe and well maintained.

Web-Based Accounting

The data that is probably the most important – and the kind that is certainly the richest target for online criminals – is your financial information. By using web-based software, you benefit yourself, your company, and your customers in several ways, and not the least of which is cost.

Most web-based accounting programs are cheaper than purchasing physical software suites, especially if they have to be licensed for multiple computers or updated every year for every new release. With web-based accounting, the only real cost is the subscription, which can usually be paid monthly or annually. Entry-level programs such as Mint and Outright are not only easy to use and reliable, but free.

Equally important is flexibility. With web-based accounting software, your information can be accessed from anywhere – including your smartphone – with nothing more than a password.

pile-of-discs

The days of data management are changing – for the better. Move away from local storage.

Customer Information

Store sensitive customer information in one of two ways, either on a computer or drive that is not connected to the Internet, or remotely on the cloud.

If you choose to store your data locally, warehouse it on a separate computer or external drive that hackers and viruses can not get to through the long arms of the Internet. If your company’s most vulnerable information is stored on the computer you use for work, it is under constant threat from intruders who may be more sophisticated than your protective software – not to mention physical threats such as data loss resulting from crashes. The second option – which so many businesses have already chosen – is cloud storage.

server-room

Unlike your home office, cloud centers are secure, sophisticated facilities.

Cloud Storage

Off-site – or cloud – data storage comes with a number of benefits. First and foremost, it relieves you of the burden and constant worry associated with storing information locally on the computer in your home office. Aside from crashes and hackers, homes – and the offices inside them – are vulnerable to floods, fires, burglaries, and other immediate threats, such as you spilling your coffee on your computer.

Cloud centers such as RackSpace are secure, remote facilities that are guarded digitally and physically, temperature controlled, and backed up with the most sophisticated levels of redundancy. Although it’s difficult to turn your data over to strangers, once you do, you can rest well knowing that your data is in the hands of people who guard data for a living – and as with web-based accounting, you can access it from anywhere.

If you work from home, you expose your purchase records, customer information, invoices, inventory lists, and crucial financial information to constant threats that are likely beyond your ability to handle – and often that realization isn’t met until it’s too late. Cloud computing and web-based software provide the keys to managing data. Pay professionals a nominal fee to do it for you safely, securely and flawlessly.

Andrew Lisa is a freelance writer living in Los Angeles. He writes about home office management and small businesses.

Whether you’re trying to meet people or get a job, there is a Facebook app for almost everyone. For work-at-home telecommuters and self-made entrepreneurs, however, Facebook – and its more than one billion users – can bring your enterprise to the next level.

But you have to know the right apps to increase your leverage on your work. There is no get-rich-quick app, and you shouldn’t download anything that promises results without work. But there are programs that can – on a day-to-day basis – increase your productivity, streamline your administration, and boost your overall output. If you work from home, be sure to check out these apps.

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The right apps can open up Facebook as a serious business tool.

SkillPages

Are you a web designer who needs a content writer? A programmer who wants to hook up with an SEO expert? A dog trainer who wants to partner up with a groomer? Check out SkillPages. This app connects workers with potential employers, clients with entrepreneurs, and business partners with other businesspeople who want to expand their enterprise.

Easypromos

In use by over half a million people, Easypromos allows users to create promotions and contests on any Facebook page. Offer coupons, delve into market research, and set up video or photo contests that can be handled on both a PC or a mobile device and in multiple languages.

Jobvite

Jobvite uses proprietary matching technology to not only find opportunities for job seekers, but allows employers to screen and filter potential workers. You can apply for positions without ever leaving Facebook and monitor your application status at any time.

MyParichay

MyParichay harnesses the power of social media as a network and referral system for placing applicants with potential employers. Calling itself the future of job boards, the app vows to revolutionize the way business people connect by trolling the web for business connections and categorizing opportunities into tiers.

Glassdoor

Named “Best Employment Site 2012” by the Webby Awards, Glassdoor connects to literally millions of salaries, reviews with any company, and gives you a window into connections on Facebook to opportunities you didn’t even know you had.

Sunrise Calendar

Of the gajillions of calendar apps out there, Sunrise might just be the best. A clean interface, bright colors, and intuitive ease of use makes this productivity app special in a very mundane niche.

Ecwid

You’ve heard of e-Commerce, but with Ecwid, you can take F-Commerce to the next level. Selling on Facebook has never been easier than it is with Ecwid’s shopping cart. It supports drag and drop and can be integrated into literally any Facebook page. Its upgrades work really well, and it’s super fast.

Wunderlist

There are a seemingly infinite number of to-do list apps that promise to make your daily life easier and more efficient. Wunderlist, however, stands out by syncing across all devices, and setting up reminders, recurring tasks, and subtasks.

BeKnown from Monster

BeKnown from Monster harnesses the power of the world’s most well-known job board to put you in touch with like-minded businesspeople with whom you can pair up. Breaking the business world into niches and categories, BeKnown helps you stand out and raise a flag to people who might become business partners in the future.

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The right apps can put the power of Facebook in the palm of your hand.

Facebook changed the way the world communicates. More than one in seven people on the planet use Facebook, many of them every day. For those of us who work at home, choosing the right apps can be the difference between mediocrity and making a great living doing interesting work. Most of what Facebook does is connect people to other people, and if you’re working from home, what could be more important?

What are your favorite productivity-boosting Facebook apps? If we left your faves out, be sure to let us know in the comments section below.

Andrew Lisa is a freelance writer living in Los Angeles. He writes about social media and home business entrepreneurship as well as finance topics such as advice for individuals seeking car finance with bad credit.

Web Technology Internet Websites ReflectionIf you’re looking to launch a new website, whether it be personal or business, the first step is to register the domain name. There are a number of options out there, and to help get you started, here are five popular domain registrars you may not know about.

1. Namecheap

As their name suggests, Namecheap offers domain name registry for incredibly low prices. Not only are new domains inexpensive to register, but Namecheap offers free WhoIs Guard Privacy Protection with each new domain. There are also SSL certificate options starting around $9 per year and domain transfers for $5, which are some of the lowest prices out there. The company has 24/7 customer service in the form of live online chat and reviewers rank the provider “very high” in customer satisfaction.

2. Name.com

Name.com does what all the others do and competes with prices and customer service offerings. One unique tool the company offers is the ability to automatically register a domain name you want that is already taken as soon as it becomes available. This can be valuable for business owners, especially those who re-sell domain names. They also offer Rapidpress, a fast and easy application to get your blog online for less than $3 per month. Their website is also fun and user-friendly, making the purchasing experience more enjoyable.

3. Gandi.net

Gandi is a domain registrar for the more tech-savvy Web designer. They aren’t the best domain registrar for the layman, but they offer a ton of freebies to knowledgeable users. Gandi has an extensive cloud infrastructure, too, and you can create and configure your own Virtual Private Servers on their expandable cloud in minutes. This may be the route to go if you’re tech-savvy and you plan on continuing to work in the cloud; if you are, you can look into resources such as www.cloudstoragefinder.com to review the top cloud storage companies.

4. 1&1

This is by far the lowest-priced domain registry, with domains as low as 99 cents for the first year. With a one-year registration, you get five domain parking pages, an email with 2GB of storage and private domain registration that offers the option to keep your personal information private. The company also offers eCommerce solutions.

5. Hover

Hover prides itself on keeping everything simple and not offering a bunch of up-sales and expensive, useless add-ons. They claim to have the best email and domain management tools out there, which enables novice Web designers and owners to have an easier time maintaining their websites. Domain registrations start as low as $15 a year, and you can transfer an existing domain for as little as $10. These are higher prices than other registrars, but Hover, according to many user reviews, is top-notch on the customer service front, which many think makes the added cost worth it.

The life of the freelance worker is enviable to many–the freedom of being one’s own boss, the flexibility of setting one’s own hours, and the excitement of taking on new tasks every day are all great reasons to make the move into freelance work.

However, living the freelance life also incurs a great amount of responsibility for professionals in all fields. Maintaining a good reputation is vital to the freelancer’s livelihood, and this is not always easy to do, especially on the internet. Lightening fast communications make it easy for reputations to be made or destroyed in the blink of an eye, and it is important for freelancers to protect their reputations online.

Use Free Tools to Monitor Your Reputation Online

The ease of publishing on the internet makes it a difficult task to keep tabs on what is being said about you, and the near infinite amount of web pages does not make the task any easier. However, protecting your reputation doesn’t have to be a Herculean feat of strength.

Start by using general tools like Google Alerts and Analytics for your website to keep tabs on your website’s traffic and any relevant searches that are being conducted about you. This is a great way to monitor what’s going on with your website on a day-to-day basis without much difficulty.

Of course, there are plenty of discussions going on outside of your website, and you never know when you may be the subject of such discussions. You can use services like Google Blog Search or Technorati to easily see if your name is popping up in the blogging world–one of the internet’s biggest soap boxes.

Message boards and forums are possible places where you may find people gossiping, so try tools like BoardTracker to keep an eye on multi-user discussions. You may also want to keep an eye on websites like Yelp, one of the most widely used platforms for people to write and promote reviews of everything from restaurants to real estate agents.

Worst Case Scenario, Use Legal Resources

If you do find yourself being discussed in a negative light, you do of course have the option of defending yourself. However, engaging in arguments on the internet is very often a frivolous game. If you feel you can facilitate a civil discussion and bolster your reputation, by all means do so, but don’t become frustrated if dialogues become unproductive.

Those who find themselves being unfairly slandered on the web do have the option of legal recourse. Online defamation is a serious issue, so if you feel that you have a strong case, preserve your reputation and combat the offenders by enlisting legal assistance.

You can’t please all of the people all the time, but by putting these online reputation management strategies to work, you should be able to at least control the wildfires of internet gossip. As so much freelance work is solicited through the internet, it will be very important to defend your online reputation in order to be successful. Always keep a watchful eye.

Freelancers have specific needs when it comes to software. Most have to wear a slew of hats in the pursuit of their occupation that would normally be divvied up amongst several workers in an office setting. They not only have to do the actual work they are contracted for, but they must also manage sales, marketing, accounting, and literally every other aspect of the average business operation.

So, they need software solutions that will relieve them of some of the burden associated with their many tasks and virtually make their lives easier. And whether you are a freelancer working as part of a team at a company you contract with or you need to hire on subcontractors to get a job done, you may be searching for some collaborative software tools that will keep everyone on the same page.

Here are just a few things you’ll want to consider when choosing the best options.

Effective Communication

The most important aspect of collaborative software is the ability to communicate effectively with all team members. But this doesn’t necessarily mean that something like Twitter is going to do the job. What you need to look for in this area is a program that works across multiple platforms and offers added value in the way of useful collaborative features.

For example, Teambox is a mobile application for iDevices that also has an online component, so it can be used at home or on the go by simply downloading it to every electronic on which you might use it. It features recent activities by individual members of the group on a Facebook-like timeline, it has a whiteboard feature for sharing ideas, and it allows team leaders to set tasks while team members can manage them. Plus, it’s free. All of these aspects make it a great choice for freelancers looking to collaborate.

Intuitive Interface

Of course, there are other things you’ll almost certainly want to look for, as well. For example, you probably want an intuitive interface that is easy to navigate since you could be interacting with new teams all the time (and you don’t want to have to train them to use the software that keeps your projects running smoothly). Trello is one recent addition to the collaborative software landscape that suits this need remarkably well.

Many programs get bogged down with too many features and complex navigation. Trello, on the other hand, offers a simple, three-tier setup that starts with boards (you create a new one for every project), followed by lists, or broad categories (with headings like “to do,” “done,” “ideas,” “known issues,” and so on), and finally, cards under each list that outline specific details. A sidebar makes it easy to assign tasks, due-dates, and so on, and a checklist feature lets everyone see how work is progressing.

File Sharing

Finally, you’ll want software that allows for extras like file sharing. Communication and transparency are both useful, but at some point everyone will need to come together to share their work. Luckily, many types of collaborative software allow for emailing, at the very least. But in addition, they have teamed up with sites like Dropbox and Filezilla to ensure compatibility with cloud or FTP services that can offer secure file sharing capabilities.

There are certainly hundreds of collaborative software tools on the market to peruse, but the best ones for freelancers will offer simple yet comprehensive functionality that provides for communications, sharing, and visibility amongst team members.

As a new business owner or entrepreneur, you take all the wisdom you can get, and you look for it everywhere. While a business mentor, friends in a similar situation, or old colleagues are all wonderful resources, there is an abundance of information in places that you may have overlooked.

LinkedIn

When it comes to churning out fresh ideas, you can become burnt out after a few short months. Whether you need creative capital raising ideas or new customer generation tips, you’ll find it on LinkedIn. LinkedIn is unique in that you’ll find all professionals – experts in their fields – looking to chat or connect.

There are a variety of ways to utilize this tool.

  • Groups: This is one of the best ways to get professional opinions. Join an existing group, or create your own. Put one question out and get dozens of answers.
  • Connections: Is there someone in your field whom you admire? Connect with or message them. Put your question out there. As a fellow entrepreneur, it is likely that they will be happy to oblige with an answer or opinion.

Blogs

With an estimated over 1 billion blogs across the world, according to hattrickassociates.com, it’s safe to assume you can find a blog on any topic you’re looking for. Blogs are a great resource for easy to digest information that can be used right away. As an entrepreneur, you have much to learn from the successful blogpreneurs out there.

Here’s what you can expect to find…

  • General: Articles on topics such as best marketing practices for the small business owner can be a source of new ideas or a way to spot weaknesses in your current plan.
  • Specifics: If your strength is not the finance or investor aspect of business, search for blogs that deal entirely with that. Most blogs are written in an informative and easy to understand style that can help with otherwise difficult subjects.
  • Tutorials: Building a website or pricing your product isn’t something that comes as inherent knowledge. Step by step tutorials can get you through without spending cash on hiring a professional.
  • Your Niche: See what other people in your niche are talking about in their blogs. This can help you discover holes in your business plan or social media marketing efforts.

Google Alerts

When you start a business, it’s important that you are in tune with the current events that could have an effect on you. While there are a variety of sources you can visit, Google Alerts allows you to specify what you want to know about, and then scours the web for the most recent content on that topic. Delivered to your inbox, it couldn’t be easier to stay in the know.

Here’s how to use it:

  • Time: Decide how frequently you want your news rounded up; once a day, once a week, or as it happens.
  • Subject: Put in literally any subject; cars, computer software, website design, French cooking. It’s completely customizable to what you want.
  • Type: You can choose what form of information you want them to look for. Decide between news, blogs, discussion, video or books.

Friends

It seems trivial, but simply being in tune with different aspects of conversation between friends can be helpful. There are a variety of ways your friends can be a useful resource for you, without even knowing it.

  • Customer relations: What do your friends complain about when they leave a store? Crabby cashiers, poor return policies, incompetent staff. If your friends represent any portion of the average consumer, you can be sure their complaint isn’t the first of its kind. Ensure that you don’t make those mistakes in your business.
  • Fresh content: If you are blogging or freelancing for a living, look beyond the surface of your conversations. What do they have questions or concerns about? If you have answers for them, they are likely useful for others as well. Use those questions or answers for new articles, posts, etc.

Being an entrepreneur means that you are resourceful by nature. Take advantage of that innate instinct, and make the most of everything and everyone around you. From blogs to the friends you see every day, there are ideas and inspiration everywhere; you just have to know where to find it.

Jessica Sanders is an avid small business writer touching on topics from social media to telemarketing. She writes for an online resource that gives advice on topics including medical billing software for lead generation resource, Resource Nation.

I know what you’re thinking, and no, this does not have to do with dating. Unless of course you’re looking to date a work from home opportunity, then you’re in luck.

All kidding aside, I’m always on the lookout for new ways and opportunities to make money online. Well, sometimes they end up finding me instead. This one came in the form of an email that introduced me to LucrativeMinds.com. A little bashful I never heard of the site before, I had to inquire more and find out what it’s all about.

What is LucrativeMinds.com?

Probably one of the most notable features on the site is the work from home compatibility match. Yep, you read that right. Basically, you spend about 5 minutes to fill out a questionnaire, and at the end, their proprietary technology will match you with the make money opportunities that you have the best chance of succeeding with.

Sounds pretty cool, right?

Here’s more, straight from the site:

This Lucrative MindsSM patent pending technology is a unique aggregation of labor intensive manual research and the world’s most trusted web and business research data sources.

They offer management tools so you can mange the opportunities you’re matched with using their Lucrative ScoreSM. Combined with a Compatibility EngineSM, these opportunities are ranked so that you can pick and choose which ones you want to go with, assuring you a higher success rate, since they’re based on the information you entered into the questionnaire.

Their main goal, which is parallel to mine, is to help people avoid scams and common internet fraud. That’s been my primary goal since the first day I launched this site. There are numerous scams and thieves out there today, so whatever we can do as a whole to make people aware of them is a good thing.

What You Can Expect To Find

LucrativeMinds.com is also a huge work from home resource, not to mention they dub themselves the ‘Work From Home Research Professionals.’ Here’s just a little of what you’ll also find on the site:

  • List of Work From Home Opportunities
  • Blog
  • Forum (Must be a subscriber to gain access)
  • Resources Page
  • FAQs
  • LM Investigator Page (Goes more into detail about what the site is about and their stance on scams)
  • Articles and Education
  • And More

You’ll also want to read the Why Trust Us page, which fortifies a lot of what I’ve stated already. There’s also a short video clip with President and Co-Founder Greg Carter, who I had the pleasure of emailing back and forth about the site.

Advantages Over Other Sites

LucatriveMinds has many advantages over other work from home sites, most notably the innovative technology they use to match people to specific opportunities. But, there are some other distinct features that set them apart from the crowd.

From the words of Greg, they:

  • have APIs that go out and gather data, most on a daily basis.
  • let the community chime in and provide ratings.
  • provide an unbiased score to each one of their opportunities.
  • are 100% free.

The ratings system is what stands out to me. Members can rate every opportunity and resource they come across. By offering member ratings, this provides assurance among members that the opportunities are reliable and that members had a positive experience (assuming the rating is positive, of course).

I could go on and on, but honestly, just go to the site and see for yourself. There’s nothing to lose but 5 minutes of your time. You may just find the opportunity you’ve been waiting for, that is, if you haven’t found it here first. 😉

Disclaimer: This post was written in agreement that Greg will showcase my site on LucrativeMinds.com’s blog in exchange for my positive review of his site. With that said, I fully believe that LM is a credible and reliable resource for money making opportunities.